At Alternate Cover, we’re not selling insurance - we’re helping drivers make sense of it. Auto insurance can be confusing, overwhelming, and full of fine print. Our mission is simple: provide clear, practical, and up-to-date guides, tips, and articles so you can understand your options and make informed choices.
Questions
Auto insurance protects you, your car, and others if an accident happens. It’s required in most states, and even if it wasn’t, it helps avoid huge repair bills and legal trouble.
Not always. If your car’s value is low, paying for full coverage might cost more than the car is worth. Liability or selective coverage could be enough.
Call your insurer’s claims line, take photos of the damage, get the other driver’s info, and write down what happened. Acting fast and organized helps speed up the process.
Liability covers damage you cause to others, collision fixes your car if you crash, and comprehensive handles things like theft, vandalism, or weather damage.
Yes! You can look for discounts, bundle policies, increase deductibles, or compare multiple insurers to find better rates.
