Effective Date: December 2, 2025
Welcome to Alternate Cover LLC (“we,” “us,” “our”). By accessing or using our website http://alternatecover.com (“Site”), you agree to comply with and be bound by these Terms of Service (“Terms”). If you do not agree, please do not use our Site.
1. Use of the Site
The Site provides informational content about auto insurance, including guides, tips, news, and articles.
You may use the Site for personal, non-commercial purposes only.
You agree not to use the Site for any unlawful or prohibited activities, including violating any local, state, or federal laws.
2. Intellectual Property
All content on the Site, including text, graphics, logos, images, and videos, is the property of Alternate Cover LLC or its content providers.
You may not copy, reproduce, distribute, or create derivative works without our written permission.
Trademarks, logos, and service marks displayed on the Site are the property of their respective owners.
3. User-Generated Content
If you submit comments, feedback, or other content (“User Content”), you grant us a non-exclusive, royalty-free, worldwide license to use, display, and distribute it on the Site.
You are responsible for the content you submit and must not post anything unlawful, offensive, or infringing on third-party rights.
4. Third-Party Links
Our Site may contain links to external websites. These links are provided for convenience only.
We do not control these websites and are not responsible for their content or practices. Visiting external sites is at your own risk.
5. Disclaimer of Warranties
All information on the Site is provided for educational and informational purposes only.
We make no guarantees regarding the accuracy, completeness, or timeliness of the information.
Use of the Site is at your own risk. We disclaim all warranties, express or implied, including merchantability and fitness for a particular purpose.
6. Limitation of Liability
Alternate Cover LLC is not liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the Site.
We are not responsible for any decisions you make based on the information provided on the Site.
7. Indemnification
You agree to indemnify, defend, and hold harmless Alternate Cover LLC, its affiliates, and employees from any claims, damages, losses, liabilities, or expenses arising out of your use of the Site or violation of these Terms.
8. Changes to the Terms
We may update these Terms from time to time. Updates will be posted on this page with a revised “Effective Date.” Your continued use of the Site after changes constitutes acceptance of the updated Terms.
9. Governing Law
These Terms are governed by the laws of the State of Arkansas, United States, without regard to its conflict of law provisions.
10. Contact Us
If you have any questions about these Terms, please contact us:
Alternate Cover LLC
11201 Bass Pro Pkwy, Little Rock, AR 72210, US
Phone: +1 501-455-4876
Email: info@alternatecover.com