Claims, Accidents & State Rules

Common mistakes after an accident and how to avoid them

Covers the things drivers do wrong after a crash that can hurt their claim or increase costs.

How insurance laws vary by state

Explains how coverage requirements differ across the U.S., so you know what’s mandatory wherever you drive.

News

Some states are raising minimum liability limits, and a few are reviewing them for next year. It might bump rates a bit, but also helps people avoid being underinsured. Quick rundown on which states started making moves and what it means for everyday drivers.

Usage based programs are spreading fast. You install a simple app, it tracks braking, speed and phone use, and if you drive calm and steady you might get a solid discount. We break down when it’s worth trying and when it’s kinda annoying.

Hailstorms, sudden floods and weird temp swings are hitting certain regions again. That means more comprehensive claims piling up. A short look at why this affects premiums and what drivers can do to prep their cars ahead of time.